For Us, Financial Planning is Holistic
All of the pieces of your financial plan affect the others. Your tax situation affects how much you’ll have to spend in retirement. Your insurance plan affects how your estate will be managed and distributed. Financial decisions don’t happen independently of one another.
That’s why the Cornerstone Financial Advisory team takes everything into account—every piece of your financial picture, your life situation, and your deepest-held values and beliefs.
Financial Planning
Our team believes in looking at the whole picture of your financial plan to provide the right advice for your needs. Whatever stage of life you’re in, we can provide clarity, whether you’re helping a child save for college, building up your retirement account, or determining how to spend your retirement money.
Estate Planning
Your estate is a vital piece of your financial plan, and it’s one that deserves to be treated with exacting care. Our desire is to include key members of your family in your estate planning conversation, and from there start building out your estate. We also have a network of trusted attorneys and accountants who can help you make critical estate planning decisions like electing an executor of your estate and planning for any tax fallout from your estate.
Charitable Giving
Your generosity can go even further when you have the right plan. Charitable giving can be more than cash donations, and we want to help you find the right charitable giving opportunities for you and your family. These include qualified charitable distribution (QCD) strategies, donor advised funds (DAFs), gift annuities, trusts, and more. Many of these avenues for giving grow over time, allowing you to amplify your impact in ways you may not have known were possible.
Tax Strategies
Your tax strategy can have significant implications on your income, savings, and spending. On top of having a trusted network of accountants to help you, we can explore other tax strategies that help you offset capital gains, convert Roth IRA earnings, and plan for taxes on your retirement income.
Investment Management
We don’t just set and forget our investment plans. We carefully and intentionally curate an investment strategy that implements your deepest-held values and beliefs. Our team will gain a comprehensive understanding of your risk tolerance and goals before investing and will fine tune each decision based on your plan.
Meet with Our Team
Our financial planning services are designed to meet your needs, whatever situation you find yourself in. We understand that life changes like a new job, a loss in the family, or a large purchase can have a lot of financial implications. Meet with our team to talk about what services are right for you and how we can work together to make the path clearer.
